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      General Studies 2

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      • Ayushman Bharat health scheme for this security force

      Ayushman Bharat health scheme for this security force

      • Posted by Vizmins Official Post
      • Date January 28, 2021
      • Comments 0 comment
      General Studies paper 2 Health

      Table of Content

      Ayushman Bharat

      • Ayushman CAPF’s scheme
      • Key Feature of PM-JAY
      • Eligibility of PMJAY scheme
      ayushman-capf

      Ayushman CAPF’ scheme

      • ‘Ayushman CAPF’ scheme was launched recently.
      • This extends the benefit of the central health insurance programme to the personnel of all armed police forces in the country.
      • Personnel  covered are
        • CAPF,
        • Assam Rifles
        • National Security Guard (NSG)
      • Their families will also be covered by ‘Ayushman Bharat: Pradhan Mantri Jan Arogya Yojana’ (AB PM-JAY).

      Key Features of PM-JAY

      • The world’s largest health insurance/ assurance scheme fully financed by the government.
      • It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empaneled hospitals in India.
      • Coverage: Over 10.74 crore poor and vulnerable entitled families (approximately 50 crore beneficiaries) are eligible for these benefits.
      • Provides cashless access to health care services for the beneficiary at the point of service.
      • It is an entitlement-based scheme that targets the beneficiaries as identified by latest Socio-Economic Caste Census (SECC) data.
      • Individuals can walk into any empanelled hospital that can process cashless payments.
      • Once identified by the database, the beneficiary is considered insured.
      • The insurance cost is shared by the centre and the state mostly in the ratio of 60:40.
      • National Health Agency has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PMJAY in alliance with state governments.

      Eligibility

      • It is an entitlement-based scheme that targets the beneficiaries as identified by latest Socio-Economic Caste Census (SECC) data.
      • No restrictions on family size, age or gender.

      • All pre–existing conditions are covered from day one.

      • Covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.

      • Benefits of the scheme are portable across the country.

      Tag:Current Affairs, Health, UPSC

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