Ayushman Bharat health scheme for this security force
Table of Content
Ayushman Bharat
Ayushman CAPF’ scheme
- ‘Ayushman CAPF’ scheme was launched recently.
- This extends the benefit of the central health insurance programme to the personnel of all armed police forces in the country.
- Personnel covered are
- CAPF,
- Assam Rifles
- National Security Guard (NSG)
- Their families will also be covered by ‘Ayushman Bharat: Pradhan Mantri Jan Arogya Yojana’ (AB PM-JAY).
Key Features of PM-JAY
- The world’s largest health insurance/ assurance scheme fully financed by the government.
- It provides cover of 5 lakhs per family per year, for secondary and tertiary care hospitalization across public and private empaneled hospitals in India.
- Coverage: Over 10.74 crore poor and vulnerable entitled families (approximately 50 crore beneficiaries) are eligible for these benefits.
- Provides cashless access to health care services for the beneficiary at the point of service.
- It is an entitlement-based scheme that targets the beneficiaries as identified by latest Socio-Economic Caste Census (SECC) data.
- Individuals can walk into any empanelled hospital that can process cashless payments.
- Once identified by the database, the beneficiary is considered insured.
- The insurance cost is shared by the centre and the state mostly in the ratio of 60:40.
- National Health Agency has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PMJAY in alliance with state governments.
Eligibility
- It is an entitlement-based scheme that targets the beneficiaries as identified by latest Socio-Economic Caste Census (SECC) data.
No restrictions on family size, age or gender.
All pre–existing conditions are covered from day one.
Covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.
Benefits of the scheme are portable across the country.
Tag:Current Affairs, Health, UPSC
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